Life often throws unexpected curves our way. Here at Innovative Strategies, we try to help you plan for your financial future so that no matter what comes your way, you and your family have comfort in knowing you have prepared. Here are some of the services and products we provide to help you plan for the unexpected:
The purpose of life insurance is to help ensure that those who depend on you will still be able to maintain their standard of living if something should happen to you. Life insurance helps secure your loved ones’ futures and potential provide them with enough money to fulfill their obligations and pursue their dreams, even if you are no longer with them.
For more information about Life Insurance, click here, or call one of our experienced agents at 817-310-4700.
National Life Insurance Company offers Accelerated Benefits Riders on their Life Insurance policies. These are optional, no-additional cost riders that can allow you to access all or part of your death benefit, while living, if you experience a qualifying terminal, chronic, or critical illness, or critical injury. Since the benefit is unrestricted, once you qualify, you can use the benefit for any expense. Expenses may include, but are not limited to:
-Nursing home care
-Adult day care
-Quality of life expenditures
So, if you are diagnosed with a terminal illness, a chronic illness, critical illness or sustain a critical injury, your National Life life insurance policy can help cover medical and regular expenses so you can focus on what is important.
Living Benefits are provided by no additional premium Accelerated Benefit Riders. Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders are optional and may not be available in all states or on all products. This is not a solicitation of any specific insurance policy.
Payment of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy. Receipt of Accelerated Benefits may be a taxable event and may affect your eligibility for public assistance programs. Please consult your personal tax advisor to determine the tax status of any benefits paid under this rider and with social service agencies concerning how receipt of such a payment will affect you.
For more information about Living Benefits, click here, or call one of our experienced agents at 817-310-4700.
Planning for Retirement
click hereWhen I retire, I am going to ________. What a great question and not an easy one to answer. Retirement may be nothing more than a far off dream at this point in your life. How much money will you need? When can you retire? Can you retire? Well, that depends…on you. By beginning early enough, with proper planning and some help from National Life Group we will get all of your retirement questions answered. Let’s fill in your blank.
To help figure out how much you should be saving for your retirement, click here, or call one of our experienced Financial Advisors at 817-310-4700.